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Compare top-rated travel insurance plans from leading providers. Find the right coverage for your trip, visitors insurance, international travel, Schengen visa, and more. Select plans may include coverage for pre-existing conditions.

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Visitors Insurance
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Some Plans Cover Pre-Existing Conditions
Coverage Options

Find Your Perfect
Travel Insurance

Whether you're a visitor to the US, traveling internationally, or need Schengen visa insurance we've got you covered.

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Visitors Insurance

Short-term medical coverage for international travelers visiting another country, including parents, relatives, and tourists visiting the United States.

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Travel Insurance

Comprehensive trip protection covering medical emergencies, trip cancellation, travel delays, lost baggage, and emergency evacuation worldwide.

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International Travel Insurance

Medical and travel protection for individuals traveling outside their home country, covering emergencies, evacuation, and trip disruptions abroad.

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Schengen Visa Insurance

Mandatory travel medical insurance meeting Schengen visa requirements, providing coverage throughout the Schengen Area for visa applicants.

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Provider Reviews

Top Travel Insurance
Provider Reviews

Read our in-depth reviews of leading travel insurance providers to find the best fit for your trip.

IMG Global
imglobal.com

Founded in 1990, IMG offers a wide range of plans for visitors, expatriates, and international travelers with high coverage limits and emergency evacuation benefits.

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INF Plans
infplans.com

Specializes in coverage for travelers with pre-existing conditions and senior travelers, with eligibility up to age 99 and both fixed-benefit and comprehensive plan options.

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Faye
withfaye.com

A technology-driven provider with mobile app integration for policy management, claims submission, and travel support ideal for digital-first travelers.

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Allianz Travel Insurance
allianztravelinsurance.com

A globally recognized provider offering comprehensive travel protection plans with trip cancellation, emergency medical, evacuation, and baggage coverage.

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UnitedHealthcare Global SafeTrip
uhcsafetrip.com

Backed by UnitedHealthcare's extensive global healthcare network, SafeTrip plans combine emergency medical coverage, trip cancellation, and evacuation benefits.

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Freely
freely.me

A digital-first provider designed for flexible travel lifestyles, offering customizable coverage options with streamlined online policy management and claims.

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VisitorsCoverage has been named an InsurTech100 company by FinTech Global for three consecutive years, recognizing innovation in the insurance technology industry.

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Best Price Guaranteed

Insurance rates are regulated by law, meaning you won't find the same plan for a lower price anywhere else guaranteed. We only offer well-known "A" rated plans.

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175+ Countries Covered

Plans available for travelers across 175+ countries. Whether visiting the US, traveling to Europe, or exploring internationally compare and buy in minutes.

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Instant Policy Delivery

Purchase your plan entirely online and receive your policy documents immediately by email. Manage your coverage from any device, anywhere in the world.

Common Questions

Frequently Asked
Questions

Answers to the most common questions about travel medical insurance.

How do I use travel insurance outside the U.S.?
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If you become sick or injured while traveling internationally, seek medical attention immediately. Most insurance providers offer a 24-hour emergency assistance service to help locate nearby medical facilities. Keep a copy of your insurance policy and ID card with you at all times. After receiving treatment, notify your insurance company as soon as possible some insurers require preauthorization for hospitalization or evacuation. Retain all receipts, invoices, and medical reports, as these are required when submitting a claim. Some plans offer direct billing with provider networks; others require you to pay upfront and submit for reimbursement.
How do I get a U.S. Tourist Visa (B2 Visa)?
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The B2 visa is a nonimmigrant visa for foreign nationals visiting the United States temporarily for tourism, visiting family, or medical treatment. The process begins with completing the DS-160 online application form, paying the visa fee, and scheduling an interview at your nearest U.S. embassy or consulate. At the interview, bring your passport, financial records, travel plans, and evidence of ties to your home country. Applicants who clearly demonstrate temporary travel plans and strong home-country ties are more likely to receive approval. Visitors to the U.S. should also purchase travel medical insurance before arrival, as U.S. healthcare costs are among the highest in the world.
How does travel medical insurance work and why do I need it?
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Travel medical insurance protects travelers from unexpected medical expenses while abroad. Most domestic health insurance plans provide limited or no coverage outside the policyholder's home country. Travel medical insurance fills this gap by covering emergency medical treatment, hospital stays, physician visits, urgent care, prescription medications, and emergency evacuation. Policies include coverage limits (the maximum the insurer pays) and deductibles (what you pay first). Emergency evacuation coverage which can cost tens of thousands of dollars without insurance is one of the most valuable benefits. It is recommended for tourists, business travelers, students abroad, visiting relatives, and any traveler leaving their home country.
How do different visitors insurance plans work?
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There are two primary types of visitors insurance plans. Fixed benefit plans pay predetermined amounts for specific medical services for example, a set dollar amount for hospital stays or doctor visits regardless of the actual cost of treatment. These tend to have lower premiums but may not cover the full cost of expensive care. Comprehensive plans function more like traditional health insurance, covering eligible medical expenses up to the policy maximum after the deductible is met. Comprehensive plans generally provide stronger financial protection and are recommended for travelers visiting countries with high healthcare costs, such as the United States.

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